3. Hilton Honors American Express Surpass Card
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Image by Автандил Цецхладзе from Pixabay
If you stay in hotels a lot, this is the card for you. You'll earn 12x the Hilton points for every dollar you spend at a Hilton property. You'll also earn 6x the Hilton points for much of your spending at gas stations, grocery stores, and restaurants.
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